Mirror Wills Online

Mirror wills, also known as joint wills, help couples to ensure their mutual wishes are carried out when one person dies.

Our easy-to-complete, automated will form creates two separate wills that are identical. The only minor difference is the name of the testator (the person whose will it is) and the executor (who is usually the testator’s partner in mirror wills). However, mirror wills do not need to be identical, and we also carry out home visits for more complicated joint wills.

These types of wills suit most couples who live together and are in a relationship. It’s not necessary for a couple to be married; it’s very common for couples who live together to create mirror wills, particularly if they’ve been living together for a long time and/or have children. As long as both partners want the same things, there is nothing to stop them from creating a mirror will.

Write a mirror will online today with MW Legal

At MW Legal, our online mirror wills are absolutely perfect for couples in a relationship who, in the first instance, want to leave everything to each other upon the first death and to their child(ren) after they have both passed away.

Our online mirror wills are also very tax-efficient. If you have qualifying assets and plan to leave everything to your children, they will be able to take full advantage of all inheritance tax allowances, including both the Nil Rate Band (NRB) and the Residence Nil Rate Band (RNRB).

At MW Legal, our mirror wills service is for married couples, couples in a civil partnership and people simply living together as partners. Get started today with our online form.

What are mirror wills?

As the name suggests, when making mirror wills, you get two identical wills; one for you and one for your partner or spouse. They will reflect your shared wishes and chosen beneficiaries after you have both passed away.

A mirror will, sometimes called a joint will, ensures that when either partner dies, the surviving partner inherits their estate even if they are not legally entitled to it for reasons such as not being married.

Who are mirror wills for?

Mirror wills are for any couple in a relationship, be they married, in a civil partnership, or simply living together. As long as you have similar wishes for the distribution of your estates when you die, you can create identical mirror wills.

How much do mirror wills cost?

At MW Legal, we offer two different mirror wills services to our clients.

Option 1 is to write your mirror will using the online form. Once it’s complete, you will be prompted to make a payment of £69. The system will automatically send you two wills – your own will and your spouse’s/partner’s will – with full signing instructions.

Option 2 is our personalised will-writing service. If you are local to us, we can conduct a home visit or, if not, contact you by telephone, email, or video call. This option is more expensive but offers a much greater level of personal estate planning. For example, you can include specific gifts, or one partner can include slightly different wishes for their family members, depending on each person’s circumstances. Full guidance and advice will be provided by our experts. See our prices page for details of this service.

When should a mirror will be completed?

As with many things in life, there’s no time like the present. Nobody can predict the future, so it’s important to have wills reflecting your wishes in case one of you dies unexpectedly. Once your mirror wills are completed, you can have peace of mind that when you or your partner pass away, the surviving partner has a legally valid claim to the deceased’s estate.

Having a will in place is so important. If you pass away without one, you will be ‘intestate’, which means your estate will be divided up according to the government’s rules and not necessarily in line with your wishes.

Let’s make sure your loved ones are taken care of the way you want them to be – they will thank you for it!

What do mirror wills comprise?

In your mirror will, you can:

• Nominate your executor, i.e., the person who will carry out your wishes correctly and ensure that your estate is passed on to your chosen beneficiaries. In mirror wills, the executor is usually the other partner.
• Nominate a guardian if you have children under the age of 18.
• Assign assets from your estate to your loved ones, i.e. your beneficiaries
• Nominate one or more first-level beneficiaries and also second-level beneficiaries in case your first-level choices pre-decease you.
• Build in inheritance tax planning and asset protection to limit your loved ones’ tax liability as much as possible.

Our mirror will service

We offer an affordable online will-writing process that’s quick, efficient and a fraction of the costs of a high-street solicitor. Should you have more complex requirements, we are happy to offer home visits to ensure your wishes are duly documented. This can give you valuable peace of mind that your partner and/or family will receive what is rightly theirs when you are gone.

Protect your future today

It’s crucial to have a mirror will in place to safeguard your partner and family’s future, and your own. Click here to begin the simple and speedy process of creating a mirror will now, or contact us to arrange a meeting.